
Public Adjusting & Insurance Consulting
Over 20 Years Of Experience and $75MM Recovered
Roof Damage Claims
Roof leaks or damage from hail and wind are treated differently than hurricane claims if no “named” storm is involved. Such damage is often covered by standard insurance policies but can be hard to prove. If you suspect damage, professionals like roofers and engineers can assess it and help maximize your claim. Whether you’re in Central, South, or North Florida, public adjusters are available to assist.
Our Process
Your Step-by-Step Guide to Roof Damage Claims

Free Roof Inspection
Don’t wait until a small issue becomes a major expense. Our team offers free, no-obligation roof inspections to assess storm, hail, wind, or leak damage. Using professional tools and trained eyes, we’ll inspect every inch of your roof to uncover visible and hidden damage. If there’s an issue, we’ll document it thoroughly to support your insurance claim.

Damage Assessment
After your inspection, we provide a detailed damage assessment report outlining the extent and cause of the damage. Our experts know how to spot what others might miss — including subtle hail bruising, wind uplift, or structural compromise. We’ll explain everything clearly and walk you through your next steps.

Insurance Claim Help
Navigating insurance claims can be confusing, but you don’t have to do it alone. We’ll help you file your claim correctly, handle paperwork, and communicate directly with your insurance company to avoid delays or lowball offers. If your claim was denied or underpaid, we can fight to get it reopened and reassessed.

Roof Repair
Once your claim is approved, we don’t leave you hanging. We’ll connect you with licensed, experienced roofing contractors we trust, or work with the roofer of your choice. Whether it’s a simple repair or a full replacement, we help ensure the work is completed to the highest standards — with no corners cut.

Storm Damage Documentation
When it comes to insurance claims, documentation is everything. We capture high-resolution photos, videos, drone footage, and written reports to create a strong, undeniable record of the damage. This evidence helps support your case and prevents claim denials due to “insufficient proof.” We know exactly what insurers are looking for — and we make sure nothing is missed.

Denied or Underpaid Claim Support
If your insurance company denied your claim or paid out less than you deserve, don’t give up. We specialize in reopening denied or underpaid claims and fighting for a fair settlement. With deep knowledge of insurance policy language and claim processes, we’ll challenge their decision with the facts, the law, and hard evidence on your side.
About us
How Much We Have Recovered
- We Specialize In Denied Claims
Fire Damage
Tampa Duplex Rental

Guardian Final Recovery
Other Public Adjuster
– Denied Claim –
Original Insurance Offer
– Denied Claim –
Hurricane Roof –
Miami Suburb

Guardian Final Recovery
Other Public Adjuster
– Denied Claim –
Original Insurance Offer
– Denied Claim –
Commercial Fire Loss
Tampa Strip Mall

Guardian Final Recovery
Other Public Adjuster
– $310,000 –
Original Insurance Offer
– $230,000 –
Hurricane Damage
Miami Single

Guardian Final Recovery
Other Public Adjuster
– $72,000 –
Original Insurance Offer
– $45,000 –
Water Damage
Fort Lauderdale Condo

Guardian Final Recovery
Other Public Adjuster
– $23,500 –
Original Insurance Offer
– $18,000 –
Pipe Leak Mold –
Condo

Guardian Final Recovery
Other Public Adjuster
– Denied Claim –
Original Insurance Offer
– Denied Claim –
Sarasota Flood Risk
Lakefront

Guardian Final Recovery
Other Public Adjuster
– $10,100 –
Original Insurance Offer
– $88,000 –
Roof Damage – Orlando
Suburban Home

Guardian Final Recovery
Other Public Adjuster
– 12,000 –
Original Insurance Offer
– $0 –
Mold Claim – West Palm
Beach Townhome

Guardian Final Recovery
Other Public Adjuster
– $14,000 –
Original Insurance Offer
– $9,000 –
Vandalism Jacksonville
Retail Space

Guardian Final Recovery
Other Public Adjuster
– $21,000 –
Original Insurance Offer
– $15,000 –
Orlando Commercial
Vandalism

Guardian Final Recovery
Other Public Adjuster
– Denied Claim –
Original Insurance Offer
– Denied Claim –
Plumbing Backup
Clearwater Apartment

Guardian Final Recovery
Other Public Adjuster
– 7,800 –
Original Insurance Offer
– $7,500 –






Our Services
Our Practice Areas
We provide not only public adjusting services but also insurance consulting to guide you through any of the following issues. Please select each one to see the associated services.

Windstorm / Hurricane Damage

Roof
Claims

Mold
Claims

Cast Iron Pipe
Claim

New
Claims

Fire
damage

Smoke
Damage

Shower Pan Leaks

Flood
Damage

Denied
Claims
from previous years of cooperation
Trusted By Leading Property Managers
Trusted By Leading
Property Managers

Pinnacle Property Management Cushman
839+ Properties

GSC
Properties
100+ Properties

Greystar Real Estate Partners
1600+ Properties

Camden
Development Inc
150+ Properties

Campbell Property Management
300+ Properties
No Recovery, No Fee Start Your Claim with Confidence Today!
Think you have roof damage? Get a free inspection and expert help with
your insurance claim — fast, simple, and stress-free.
Partners
Guardian Partners
Property Managers
Roofers
Mold, Water, Fire, Restoration Companies
Plumbers

General Contractors
Offer For Our Partners
Free Assessments
For Their Clients
Free Estimates &
Presentation For Their Clients
Reciprocal
Business
Network Of Professionals &
In House Experts
Testimonials
What Our Clients Say
Testimonials















Why Clients Choose Us
Awards
We are very proud of our unique culture. This is lived through everyone in the business in how we work with each other and our clients each day.


















Why You Should Hire A Public Adjuster?

Stress
Free

Faster
Timelines

Only Pay If We Exceed
A Certain Result

Average 5x Higher Payout
Vs. Going Direct
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FAQ
A Public Adjuster represents the interest of the insurance policyholder against their insurance company. Public Adjusters are experts in the preparation, presentation, and negotiation of insurance claims in order to maximize and expedite the policyholder's claim. A Public adjuster works solely for you, the insured, and no one else, making the claim process seem much more simplistic.
After a loss occurs, the insurance policy requires you, the policyholder, to put together a claim of all related damages and negotiate those damages with the insurance company's adjuster. The adjusters from the insurance company are both experts at policy interpretation and loss assessment. very few people have the knowledge or background to prepare, present and negotiate claims against these adjusters. As a Public Adjuster, we have both the skill and background in assessing losses, reviewing and interpreting your policy, and negotiating for you, the insured, with the insurance company adjusters to reach the most favorable
While insurance agents are experts on coverage, in most cases they are not trained to appraise and assign value to property damage. Public adjusters have the necessary education and knowledge to review claims and assign an appropriate value for damage repair.
As a licensed public adjuster, it is our responsibility to get you the settlement you need to rebuild. We review the property damage and calculate the costs of rebuilding and repairing.
Insurance carriers vary with their stance on claims and rate hikes. There is a chance your premium will go up.
It is not likely, but every insurance company is different. If they decide to cancel coverage, you will receive a notice in advance.
Insurance carriers can take up to ninety days to settle claims. This time may be reduced by hiring a public adjuster to manage the claim for you.
United Public Adjusters & Appraisers should be your first call. Do not accept the low offer. Allow our professionals to negotiate on your behalf with your insurance carrier to bring about a settlement that is more in line with your policy’s allowances.