A Public Adjuster represents the interest of the insurance policyholder against their insurance company. Public Adjusters are experts in the preparation, presentation, and negotiation of insurance claims in order to maximize and expedite the policyholder's claim. A Public adjuster works solely for you, the insured, and no one else, making the claim process seem much more simplistic. 

After a loss occurs, the insurance policy requires you, the policyholder, to put together a claim of all related damages and negotiate those damages with the insurance company's adjuster. The adjusters from the insurance company are both experts at policy interpretation and loss assessment. Very few people have the knowledge or background to prepare, present and negotiate claims against these adjusters. As a Public Adjuster, we have both the skill and background in assessing losses, reviewing and interpreting your policy, and negotiating for you, the insured, with the insurance company adjusters to reach the most favorable

While insurance agents are experts on coverage, in most cases they are not trained to appraise and assign value to property damage. Public adjusters have the necessary education and knowledge to review claims and assign an appropriate value for damage repair.

As a licensed public adjuster, it is our responsibility to get you the settlement you need to rebuild. We review the property damage and calculate the costs of rebuilding and repairing.

Insurance carriers vary with their stance on claims and rate hikes. There is a chance your premium will go up.

It is not likely, but every insurance company is different. If they decide to cancel coverage, you will receive a notice in advance.

Insurance carriers can take up to ninety days to settle claims. This time may be reduced by hiring a public adjuster to manage the claim for you.

United Public Adjusters & Appraisers should be your first call. Do not accept the low offer. Allow our professionals to negotiate on your behalf with your insurance carrier to bring about a settlement that is more in line with your policy’s allowances.