
Public Adjuster for Mold Damage Insurance Claims
Over 20 Years Of Experience & $75MM Recovered
Schedule An Online Consultation
We specialize in helping property owners navigate the aftermath of unexpected disasters. Our tailored restoration solutions support both residential and commercial insurance claims—from minor damage to major losses. Whether you’re dealing with fire, water, or mold damage, our experienced team ensures a seamless restoration process while assisting with your insurance claim every step of the way.
- Mold Claim
- Fire Claim
- Water Claim
- Roof Claim
- Hurricane Claim
- Denied Claim
Let our restoration and insurance experts turn your setback into a strong comeback.
Click the link below to learn more.
Expert Help for Your Mold Damage Claims
Have you discovered mold growing in your home and don’t know where to start? Our skilled adjuster team is here to guide you through the mold damage insurance claim, ensuring your claim is thorough and accurate from day one.
We begin with a full inspection, documenting sources of moisture and visible mold. If your claim has faced a denied mold damage claim, we’ll carefully review the cause, gather expert evidence, and submit a solid case linked to a covered loss, so your mold damage claims are properly supported.
From initial filing to final settlement, we handle the complex paperwork and direct communication with insurers. You benefit from clear guidance, faster resolutions, and stronger protection against denials. Trust us to turn your mold issue into a manageable process and help you secure the recovery you deserve. Schedule a free online consultation today!
We specialize in helping property owners navigate the aftermath of unexpected disasters. Our tailored restoration solutions support both residential and commercial insurance claims—from minor damage to major losses. Whether you’re dealing with fire, water, or mold damage, our experienced team ensures a seamless restoration process while assisting with your insurance claim every step of the way.
Mold Damage Claims
Mold damage is often excluded or limited by insurance unless it’s caused by a covered event like a burst pipe or roof leak. It can be hard to detect early and even harder to prove without proper documentation and expert evaluation. If you suspect mold, call in trusted professionals—inspectors, remediators, and public adjusters—to assess the damage and help guide your claim through the entire process.
Our Process
Your Step-by-Step Guide to Mold Damage Claims

Identify the Mold Problem
Start by locating visible mold or signs like a musty odor, discoloration, or health symptoms. Mold often hides behind walls, under flooring, or in damp areas like bathrooms and basements. A mold public adjuster can help determine whether a “denied mold damage claim” resulted from improper documentation or coverage confusion.

Document the Damage
Take clear photos and videos of all affected areas, including the source of moisture (e.g., leaks, burst pipes). Keep records of when the damage was discovered and how it’s spreading. This level of detail supports successful mold damage claims and strengthens your insurance claim mold damage case.

Prevent Further Damage
Take reasonable steps to stop the mold from getting worse, like turning off water to a leaking pipe or using a dehumidifier. Do not start full remediation without consulting your insurance company or a public adjuster, especially to avoid a denied mold damage claim.

Review Your Insurance Policy
Check your policy to see if mold is covered, and under what circumstances. Coverage often depends on the cause (e.g., sudden pipe burst vs. long-term humidity). A mold and insurance claims expert can help interpret the fine print.

File Your Insurance Claim Promptly
Report the mold damage to your insurer as soon as possible. Provide all documentation and be honest and detailed in your description.

Get a Professional Mold Inspection
Hire a licensed mold assessor or inspector to provide a formal report. Their findings can support your claim and help prove the extent and source of the damage.
About us
How Much We Have Recovered
- We Specialize In Denied Claims
Fire Damage
Tampa Duplex Rental

Guardian Final Recovery
Other Public Adjuster
– Denied Claim –
Original Insurance Offer
– Denied Claim –
Hurricane Roof –
Miami Suburb

Guardian Final Recovery
Other Public Adjuster
– Denied Claim –
Original Insurance Offer
– Denied Claim –
Commercial Fire Loss
Tampa Strip Mall

Guardian Final Recovery
Other Public Adjuster
– $310,000 –
Original Insurance Offer
– $230,000 –
Hurricane Damage
Miami Single

Guardian Final Recovery
Other Public Adjuster
– $72,000 –
Original Insurance Offer
– $45,000 –
Water Damage
Fort Lauderdale Condo

Guardian Final Recovery
Other Public Adjuster
– $23,500 –
Original Insurance Offer
– $18,000 –
Pipe Leak Mold –
Condo

Guardian Final Recovery
Other Public Adjuster
– Denied Claim –
Original Insurance Offer
– Denied Claim –
Sarasota Flood Risk
Lakefront

Guardian Final Recovery
Other Public Adjuster
– $10,100 –
Original Insurance Offer
– $88,000 –
Roof Damage – Orlando
Suburban Home

Guardian Final Recovery
Other Public Adjuster
– 12,000 –
Original Insurance Offer
– $0 –
Mold Claim – West Palm
Beach Townhome

Guardian Final Recovery
Other Public Adjuster
– $14,000 –
Original Insurance Offer
– $9,000 –
Vandalism Jacksonville
Retail Space

Guardian Final Recovery
Other Public Adjuster
– $21,000 –
Original Insurance Offer
– $15,000 –
Orlando Commercial
Vandalism

Guardian Final Recovery
Other Public Adjuster
– Denied Claim –
Original Insurance Offer
– Denied Claim –
Plumbing Backup
Clearwater Apartment

Guardian Final Recovery
Other Public Adjuster
– 7,800 –
Original Insurance Offer
– $7,500 –






Our Services
Our Practice Areas
We provide not only public adjusting services, but also insurance consulting to guide you through any of the following issues. Please select each one to see the associated services.

Windstorm / Hurricane Damage

Roof
Claims

Mold
Claims

Cast Iron Pipe
Claim

New
Claims

Fire
damage

Smoke
Damage

Shower Pan Leaks

Flood
Damage

Denied
Claims
from previous years of cooperation
Trusted By Leading Property Managers
Trusted By Leading
Property Managers

Pinnacle Property Management Cushman
839+ Properties

GSC
Properties
100+ Properties

Greystar Real Estate Partners
1600+ Properties

Camden
Development Inc
150+ Properties

Campbell Property Management
300+ Properties
No Recovery, No Fee Start Your Claim with Confidence Today!
Think you have Mold damage? Get a free inspection and expert help with
your insurance claim — fast, simple, and stress-free.
Partners
Guardian Partners

Property Managers

Roofers

Mold, Water, Fire, Restoration Companies

Plumbers

General Contractors
Offer For Our Partners
Free Assessments
For Their Clients
Free Estimates &
Presentation For Their Clients
Reciprocal
Business
Network Of Professionals &
In House Experts
Testimonials
What Our Clients Say
Testimonials















Why Clients Choose Us
Awards
We are very proud of our unique culture. This is lived through everyone in the business in how we work with each other and our clients each day.


















Why You Should Hire A Public Adjuster?

Stress
Free

Faster
Timelines

Only Pay If We Exceed
A Certain Result

Average 5x Higher Payout
Vs. Going Direct
We are hereto help!
Contact us
Let's Get Started.
We’d love to hear from you! If you have any questions, feedback, or need assistance, please don’t hesitate to reach out.
Call us today at
Visit Our Location ➜
Florida
7453 Silver Wood Dr CI, Boca Raton, FL 33433, United States
FAQ
They thoroughly inspect mold damage, document affected areas (including hidden spots), interpret your policy, and negotiate with insurers to secure full remediation coverage.
Mold is frequently excluded or deemed maintenance-related. A mold public adjuster helps establish that the mold resulted from a covered event, such as a burst pipe, improving chances of approval.
Our experts appeal denials by reviewing your policy, gathering additional documentation, and negotiating with insurers, often reclaiming settlements previously refused.
We combine local expertise, advanced documentation techniques, and strong negotiation skills to secure fair and full compensation, stress-free and efficiently.
The process includes damage assessment, expert testing, pairing documentation with coverage interpretation, claim filing, and negotiation with the insurer.
Yes. They often use moisture meters, infrared scanning, and mold-testing professionals to uncover hidden damage.
File an appeal with detailed evidence, including remediation reports and photos, and have a public adjuster present the case to your insurer on your behalf.
Don’t delay documenting or reporting; don’t dismiss expert testing; don’t accept lowball offers. A mold public adjuster helps you sidestep these errors.
Public adjusters know how to link mold damage to covered incidents like water leaks, broadening the scope of your claim.
Timing varies based on complexity, but Guardian Public Adjusting accelerates the process with rapid documentation and expert negotiation.
No. Coverage differs widely; your adjuster will review your specific policy to pinpoint inclusions and exclusions related to mold.